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Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money--That the Poor and Middle Class Do Not!

 
Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money--That the Poor and Middle Class Do Not!
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Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money--That the Poor and Middle Class Do Not!

Rich Dad, Poor Dad chronicles the story of the authors two dads, his own father, who wa the superintendent of education in Hawaii and who ended up dying penniless and his best friends father who dropped out of school at age 13 and went on to become one of the wealthiest men in Hawaii. Kiyosaki uses the story of these two men and their varying financial strategies to illustrate the need for a new financial paradigm in order to achieve financial success in the new millennium.

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904166447

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Product Details:
Author: Robert T. Kiyosaki
Paperback: 207 pages
Publisher: Business Plus
Publication Date: April 01, 2000
Language: English
ISBN: 0446677450
Product Length: 6.0 inches
Product Width: 0.63 inches
Product Height: 9.0 inches
Product Weight: 0.58 pounds
Package Length: 8.9 inches
Package Width: 6.1 inches
Package Height: 0.4 inches
Package Weight: 0.7 pounds
Average Customer Rating: based on 2540 reviews

Customer Reviews:
Average Customer Review:3.5 ( 2540 customer reviews )
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Most Helpful Customer Reviews

800 of 869 found the following review helpful:

5Not for Harvard graduates  May 24, 2003
By Chuck Kimbriel "Happy Amazon Customer"
This book is definitely not for Harvard graduates. Typical Harvard graduates are too busy updating their resumes and pounding the pavement trying to find a j-o-b just like the one they just got downsized from to benefit from a book like this.On the other hand, for people who are willing to be changed; are sick and tired of the rat race; tired of paying for somebodyelse's dreams; tired of having their boss determine how many sick days they deserve or how many vacation days they can take will enjoy and benefit from this book. I also recommend Loopholes of the Rich and The Business School for People who like helping people.Slams at network marketing people by 1 star reviewers are predictable and stale. Question 1 stars: How is your lifestyle? What kind of car do you drive? Where do you go to vacation? How much did you pay in taxes last year?The investment advice is also right on. Just talk to all of the people who are losing money following conventionable advice.A house is an asset? Yes, if you are the bank. If you want to turn a house into an asset, it's very simple, do what banks do and become a real estate investor.As for that website that keeps getting mentioned here, if it really was that good there would be no need to repeatedly mention it here would there?RDPD is a OUTSTANDING book. I highly recommend it.My motto is: I'll do today what others won't so I can do tommorrow what others can't.The recipe is simple; just follow Kiyosaki's advice.

992 of 1079 found the following review helpful:

5Financial Literacy 101  Jun 19, 2002
By barry kaufman
Where do you learn about money? School? No! Too busy memerizing war dates. Parents? Possibly, but not likely.If you dislike this book you have probably bought into the Great American Lie of go to school, get a job and after 40 years you get a gold watch. And you are in rat race my friend.I have a gold watch already. It says to Barry Kaufman the greatest guy in the world from Barry Kaufman the greatest guy in the world. I didn't have to wait 40 years for mine or sell my soul to corporate America for a little cup of soup (called wages)I also suggest reading Who Stole the American Dream, Wave 4 and Turner, Turner, Turner: The King of Network Marketing.

339 of 365 found the following review helpful:

51 star reviewers suffering from homeostasis?  Feb 01, 2003
By Melvin Gatano
That is the inability to release old beliefs.Ralph Waldo Emerson once said that "A foolish consistency is the hobgoblin of little minds."RTK teaches adaptability; to see beyond the norm and to open your mind to new beliefs.I also found many of the reviews to contain errors. For example one reviewers states that RTK encourages one to invest in small cap stocks (true) and penny stocks (not true).There is a world of difference between small caps and penny stocks that I don't have time to explain here. T o make it short and simple, Dell and Microsoft were once small caps and as a person who actually read Rich Dad Poor Dad this what I got from RTK--to buy current small cap stocks with huge upside potential not stocks trading from a penny to a quarter that roll up and down in a range and are basically garbage stocks.Also, in reference to the Smart Money (talk about misnomers for a magazine title!), RTK did repeatedly and politely indicate that he did not want to release the name of Rich Dad to protect his confidentality and I applaud him for that. It was only after repeated requests that RTK "Lost his cool" and went into the Harry Potter thing. The other reviewers have it backwards (as usual)Personally, I don't care who Rich Dad really is....but do you have any earthly idea how much this man (Rich Dad) would have to go through from reporters if his identity was released?Bravo RTK and I don't blame you for "losing your cool".If you have an open mind and not suffering from homeostasis, you will find Rich Dad Poor Dad an enlighteningread.

713 of 774 found the following review helpful:

5Great books RTK  Jul 22, 2002
By We're Going Places!!
I just purchased Rich Dad, Poor Dad, Retire Young, Retire Rich and Rich Dad's guide to investing. I also have the tapes from RD, PD, CFQ, and RDGTI. These excellent programs by RTK have already made a profound change in my personal and financial life. They are a must for anyone who wants success.Two others are Millionaire Next Door and The Millionaire Mind.

894 of 972 found the following review helpful:

1Inspiring to some, misleading and dangerous to most  Apr 26, 2005
By Student
For the most part, it seems that people either love or hate the book and now having read it, I think I understand why. Most likely it seems that it depends on your personal situation and knowledge prior to reading the book.

I think that if you were someone who was just making ends meet, using all of your salary to support your lifestyle (in Kiyosakian parlance, buying "liabilities") and doing little to save and invest (buying "assets"), I can see that this book might serve as a wake up call and can inspire and motivate people to look for ways to possibly change their situation. Furthermore, the book's various claims, (however misleading or unrealistic as I point out below) plays right into such people's desires to learn the "secret of success" of the rich that if only they knew, they could quit (or abandon their plans) to go to school, quit their jobs and just invest and live off of investments the rest of their lives without working.

OTOH, if like many of us, you were making a good salary WORKING but spending responsibly (i.e. limiting "liabilities) and meanwhile trying to invest aggressively as much as we know how to do based on our unique circumstances and preferences (buying "assets"), the book really provides no substance and stretches credibility. For us, you don't need inspiration and what specific info the book provides is either dated, incorrect, or misleading. Also for many of us, we didn't read it realizing ahead of time that it was entirely a motivational book rather than a "methods" book since the title alludes to "methods" that that rich possess that we of humbler backgrounds lack.

This book makes fantastic claims. There is a quick and easy "secret of success" that "the rich" (always treated as a monolithic group) know and the rest of us don't; this "secret information" is far more important than hard work, getting a good education, investing wisely, or any traditional method to become rich and successful; and if you only learn "the secret" (translation: buy Kiyosaki's book) you, too, will be rich.

According to Kiyosaki, "the rich" become rich by using three different strategies: 1). They form and own corporations, thus paying less taxes than people who get their income as employees. 2). They invest in real estate in certain "secret" ways that let them earn a lot of money with little risk or tax liability; 3). They use tips from friends for insider's trading to make a killing in the stock market. Kiyosaki's advice, in essence, is to suggest to the reader to emulate "the rich" by using the same tax-avoidance strategies, real-estate schemes, and insider's trading "they" supposedly use to get rich.

There are only two tiny problems with Kiyosaki's advice. First of all, these "secret strategies" are NOT the way the rich actually make money; it is rather the LAYMAN'S IMPRESSION of how the rich make money, an impression based mainly on numerous TV shows and movies which portray "the rich" in this way. As the (excellent) book "the millionaire next door" shows, this description bears no more relation to how the rich actually make money than James Bond films have to actual espionage work.

Second, not surprisingly, the "strategies" Kiyosaki proposes could work only in the movies - where, of course, the government and police are all in the millionaire's pocket, and let him "get away with it". If you actually try them in the real world, you will be laughed at, waste your time and money, get audited by the IRS, or worse.

For example, in reality, coroprations are *not* good tax shelters. In reality, you *cannot* deduct your personal expenses as "business expenses", or have your corporation give you "tax-free gifts" such as trips to Hawai or Rolex watches, as Kiyosaki claims. Doing so would get you audited and stiffly fined (or worse.) Also, in reality, "insider's trading" is a felony which could land you in jail. Finally, in reality, Koyisaki's real-estate advice is either illegal (as in his claim of using his cat as a "business partner"), immoral (as in getting "good deals" from unsophisticated sellers, apparently based on the principle of "it is immoral to let a sucker keep his money"), or doesn't work in the real world (such as his claims that he offered 275K for a 450K building and "they agreed to 300K", or that a bank agreed to take 50K instead of 60K for property he bought "simply because it was a cashier's check.")...This book, in summary, paints a fantasy picture of the world, and gives "financial advice" that will make you a laughing stock at best and put you in jail for insider's trading or tax evasion at worse.

If you have dreams of being the next Gates, Trump, etc, I'd say go for it. But don't give up your day job just yet based on Kiyosaki's fantasy notions because the real world doesn't work that way. The bottom line is that whether you work hard at a profession as an employee or whether you work hard to invest and build businesses, you will need to work. It is safe to say that while a few people will be able to invest and build businesses and live off of their assets without working, many of us won't be able to pull it off. There's nothing wrong with trying but don't do it with the mistaken notion that you'll automatically be better off than if you kept your job and invested carefully over a lifetime because you probably won't be.

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The Importance Of Lighting In Interior Design

   by Jessica Ackerman


 
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Everyone knows how important paint color, furniture choices and artwork are to interior design. One aspect of design that is often overlooked, however, is lighting. Lighting not only affects the brightness of the room, but it can also change the way a paint color looks, cast shadows in ways that make the room seem smaller and have an impact on the presentation of art work.

There is no light like natural light. If you are buying, building or remodeling, opt for as much natural light as possible. Oversized windows and skylights are two ways to get the most natural light. Of course, not everyone is in the position to be able to do that, so you'll have to work with what you have.

How much natural light do you get in your room? If the room in question faces north, you won't get as much natural sunlight as you would in a southern facing room. Rooms that face south get bright, natural light throughout the day. Rooms that face east will only have good natural light in the morning hours and western facing rooms will have the most light during the afternoon.

Once you are familiar with how much natural light is in each room, you'll be able to make informed choices about what additional lighting may be necessary. Keep in mind that rooms with little or no natural light will need artificial lighting - even during the day - in order to look their best. Here are some types of lighting to consider.

1. Accent Lighting

Accent lighting is perfect when you want to showcase a piece of art or a special piece of furniture or other item. Since light draws the eye, it will bring attention to the features in your room that you wish to highlight.

2. Hanging Light Features

Chandeliers and smaller hanging lamps can be beautiful as well as functional. A trip to the local home improvement store will quickly show you how overwhelming the choices can be. You'll want to select lighting that blends in with your existing décor. For example, a crystal chandelier in a country themed dining room probably isn't the best option. If you don't choose carefully, your lighting may stick out like a sore thumb and become more of an eyesore than a lovely accent.

3. Recessed Lighting

Recessed lighting is a good choice for a room that needs extra light throughout the day. Because the lighting won't interfere with the existing decor, it can work in almost any room. It provides abundant light without taking up a lot of space or interfering with other aspects of the room.

4. Lamps

Using lamps are a way to add not only additional lighting, but also punches of color. If possible, see how much light the lamp gives off before leaving the store. Many lamps serve as decoration more than as a light source and give off very little light. If you love the lamp, but it doesn't give off quite enough light, consider changing the shade which will usually solve the problem.

When decorating your home, remember how important lighting is, and give it the same thought and attention you give to the other details of decorating your home.

 

About the Author

Jessica Ackerman is the featured author at Wall Décor and Home Accents. Shop today for great deals on metal wall sculpture , home accents and more unique wall décor products.


 

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